Business Insurance Products

Business insurance protects your small business from financial damages that can result from accidents, property damage, professional errors, workers' compensation claims and other situations.

Workers Comp Insurance

Comprehensive workers compensation coverage that protects your business property and employees, giving you the confidence to grow your operations while knowing your workplace and guests are safeguarded.

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Surety Bonds

Professional surety bonds that protect your property and cover guest-related incidents, providing the peace of mind you need to confidently operate your business while knowing you're secured against potential claims.

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Trucking Insurance

Comprehensive trucking coverage that protects your fleet and cargo while shielding you from passenger liability claims, giving you the confidence to navigate highways knowing your business is fully secured.

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Retail Store Insurance

Comprehensive retail coverage that safeguards your store's property and protects against guest-related incidents, giving you the peace of mind to focus on growing sales while knowing your business is secured.

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Special Event Insurance

Comprehensive event insurance that safeguards your property and protects your guests from unexpected incidents, giving you the peace of mind to focus on creating unforgettable moments while knowing you're covered.

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RV Park Insurance

Comprehensive RV park insurance that safeguards your property and protects against guest-related incidents, giving you the peace of mind to focus on creating memorable experiences while knowing your investment is secure.

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Restaurant Insurance

Comprehensive restaurant insurance that protects your property and safeguards against guest-related incidents, giving you the peace of mind to focus on creating exceptional dining experiences while knowing your establishment is secure.

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Professional Liability

Complete liability protection that safeguards your property and guests from unexpected incidents, giving you the confidence to run your business while knowing your professional interests are thoroughly covered.

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Plumbers Insurance

Comprehensive plumbing coverage that protects your business from property damage and guest injuries, giving you the peace of mind to focus on quality service while knowing your work is fully safeguarded.

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Lessors Risk Insurance

Comprehensive property coverage that protects your investment and shields you from guest-related liability claims, giving you the peace of mind to focus on growing your rental business successfully.

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Liquor Liability Insurance

Comprehensive liquor liability coverage that safeguards your establishment and protects against guest-related incidents, giving you peace of mind knowing your business and property are secured against alcohol-related claims.

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Medical Office Insurance

Comprehensive medical office coverage that protects your property and safeguards against patient-related claims, giving you the peace of mind to focus on delivering exceptional healthcare while knowing your practice is secure.

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Manufacturing Insurance

Comprehensive manufacturing coverage that protects your property and safeguards against guest-related incidents, giving you the peace of mind to focus on production while knowing your facility is secured.

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Hospitality Insurance

Comprehensive hospitality coverage that safeguards your property and protects against guest-related incidents, giving you the peace of mind to focus on creating exceptional experiences while knowing your business is secure.

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Janitorial Insurance

Comprehensive janitorial insurance that protects your business from property damage and guest injuries, giving you peace of mind to focus on maintaining pristine spaces while knowing your operations are secure.

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HOA Insurance

Comprehensive HOA coverage that protects your property and community from liability claims, giving you peace of mind knowing both your assets and guests are safeguarded against unexpected events.

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Excavation Insurance

Comprehensive excavation coverage that protects your equipment and property while safeguarding against guest injuries, giving you peace of mind to focus on moving earth without worrying about costly claims.

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Garage Keepers Insurance

Specialized garage coverage that protects your customers' vehicles and your operation from unexpected damages, giving you complete peace of mind while focusing on delivering quality automotive services.

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Handyman Insurance

Comprehensive handyman insurance that protects your business against property damage and guest injuries, giving you the peace of mind to focus on your craft while knowing your work is secured.

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Gas Station Insurance

Comprehensive gas station insurance that safeguards your property and protects guests against accidents, giving you peace of mind knowing your business is secured while you focus on serving customers.

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Farm Owners Insurance

Comprehensive farm insurance that protects your property and livestock against unexpected losses, giving you peace of mind knowing both your assets and guests are safeguarded from potential claims.

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EPLI

Safeguarding your business with comprehensive EPLI coverage, ensuring peace of mind for property, guest safety, and legal protection, allowing you to focus on your core operations.

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Cyber Liability Insurance

Safeguard your digital assets and guests with cyber liability coverage, providing robust protection and peace of mind for your property and operations.

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Daycare Insurance

Daycare insurance providing property protection, guest coverage, and peace of mind, allowing you to focus on nurturing children without worrying about potential liabilities.

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Contractors Insurance

Comprehensive protection for your projects and guests, offering peace of mind with property and liability coverage, freeing you to focus on quality work.

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Condo Association Insurance

Comprehensive condo coverage safeguarding properties, guests, and collective peace of mind, allowing your association to focus on community enrichment, shielded from liability concerns.

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Commercial Insurance

Commercial insurance: safeguarding investments, securing guest satisfaction - comprehensive coverage for property and visitor-related risks, enabling uncompromised peace of mind.

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Commercial Property

Comprehensive property coverage for peace of mind, protecting your business premises, assets, and guest safety while allowing you to focus on operations with confidence.

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Construction Insurance

Secure comprehensive coverage for property, guests, and peace of mind, empowering your construction business with robust protection to thrive without worry.

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Commercial Real Estate

Robust property coverage securing investments, guests' safety, and tranquility for commercial real estate owners.

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Business Owners Insurance

Business Owners Insurance: Comprehensive coverage for your property, guests, offering protection and peace of mind so you can focus on operations knowing your business is secure.

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Commercial General Liability

Commercial General Liability insurance providing property, bodily injury, and guest protection, bringing peace of mind as your business ventures forward safeguarded.

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Commercial Auto

Commercial Auto insurance protects your vehicles, property, and guests with maximum coverage, providing complete peace of mind.

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Church Insurance

Safeguard your sacred spaces and ministries with comprehensive coverage providing peace of mind, protecting your property and guests from unexpected events.

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Business Interruption Insurance

Protect your property and guests with business interruption insurance, ensuring peace of mind and financial stability should the unexpected occur, allowing you to focus on operations confidently.

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Business Income Insurance

Business Income Insurance shields revenue against property damage or guest-related incidents, providing financial peace of mind while protecting your operations.

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Business Auto Insurance

Business Auto Insurance covers your vehicles, property, and passengers, delivering comprehensive protection and peace of mind, allowing you to concentrate on operations while keeping your company assets and clientele safeguarded.

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Builders Risk Insurance

Comprehensive builders risk coverage safeguarding your construction projects, providing property protection and guest safety assurance, allowing you to build with confidence and peace of mind.

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Bar and Tavern Insurance

Comprehensive bar and tavern insurance: safeguarding your property and guests, offering protection and peace of mind as you pour pints and host happy hours.

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Artisan Contractor Insurance

Safeguarding your craftsmanship with robust property and guest coverage, allowing you to create with peace of mind, secure in the knowledge that your artisan business is fully protected.

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Auto Repair Shop Insurance

Robust coverage safeguarding your auto repair business, providing peace of mind with property and guest protection, allowing you to focus on quality services while knowing your shop is secure.

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Apartment Owners Insurance

Comprehensive coverage for your property and guests, safeguarding your investment and providing peace of mind, allowing you to focus on managing your apartments without worry.

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Airbnb Insurance

Our specialized Airbnb insurance solutions provide comprehensive coverage tailored to the unique challenges faced by hosts. Whether you're renting out a single room or managing multiple properties, we ensure you're protected against all.

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Accountants and Bookkeepers Insurance

Comprehensive liability insurance that safeguards your financial expertise, giving you the freedom to focus on client success while knowing your accounting practice is protected against professional claims.

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Frequently Asked Questions

Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.

What types of business insurance are essential for a small to medium-sized business?
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Most businesses require general liability, property insurance, and workers' compensation (if you have employees). Depending on your industry, professional liability, cyber liability, or commercial auto insurance may also be critical.

How do I determine how much coverage my business needs?
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Assess risks like asset value, revenue, industry hazards, and legal requirements. For example, property insurance should cover rebuilding costs, while liability limits often depend on client contracts or regulatory standards.

What factors influence the cost of business insurance premiums?
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Key factors include business size, industry risk, location, claims history, coverage limits, and deductibles. Safer workplaces or bundling policies (e.g., BOP) may reduce costs.

What’s the difference between general liability and professional liability insurance?
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General liability covers physical risks (injuries, property damage), while professional liability (errors & omissions) protects against claims of negligence, mistakes, or undelivered services in professional advice or services.

Do I need industry-specific insurance, and what are common examples?
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Yes, high-risk industries (construction, healthcare, tech) often require specialized policies. Examples include contractors’ builder’s risk insurance, malpractice insurance for healthcare, or cyber insurance for IT businesses.

Do you offer 24/7 support?
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Complete coverage solutions for contractors, equipment, and project-specific risks across all  industries.

Save More When You Combine Policies!

Comprehensive bundled coverage for individuals, protecting personal assets, health, home, and life against accidents, damage, and unexpected events.

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For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.

Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.



Join the hundreds of businesses who trust us with their most critical insurance needs.

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Call us at +1 (713) 388-6681 or fill the form.

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