Artisan Contractor Insurance
Safeguarding your craftsmanship with robust property and guest coverage, allowing you to create with peace of mind, secure in the knowledge that your artisan business is fully protected.
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Specialized policies crafted by experts understanding artisan-contractor challenges precisely.
With over 30 years insuring skilled tradesmen, our expert underwriters bring unmatched understanding of construction risks. We collaborate closely with you to tailor coverage safeguarding against jobsite injuries, completed operations liabilities, and equipment losses while proactively addressing industry safety standards. Our steadfast commitment ensures comprehensive protection for your contracting business thrives amid evolving projects, expanding operations, and emerging marketplace challenges.
Licensed insurance experts provide specialized coverage for artisan contractors, from independent tradespeople to large construction companies. Closely following evolving building codes, material safety standards, and emerging workplace risks, our proactive approach ensures comprehensive protection against project errors, environmental liability, and worksite injuries.
Going beyond basic coverage with industry-tailored solutions for contractors. From tools and equipment to vehicles, from liability to property damage, experience complete protection without vulnerabilities.
Hear from our customers
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Have been a client for almost 7 years. Kristina catches the phone on the first ring, makes me feel like I am the most important call of her day and always goes the extra mile to meet my needs or solve my problem. She is a keeper!!! She makes TWFG Khan Insurance Services better!!!!
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My Company CDS Protective Services LLC was in need of insurance and I was so frustrated that other companies had not getting back with me. I called Kristina on a late afternoon and had it all taken care of by the next morning. Kristina was knowledgeable and explained everything to me on the phone.
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Our company was in need of insurance and we were frustrated through other companies not getting back with us. I called Sameer on a late afternoon and had it all taken care of by 11:00 the next morning. He was knowledgeable and explained everything on the phone.
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TWFG Khan Insurance Services assisted our small family owned trucking company with commercial insurance in our first year of business. They were able to get us with the best company that would provide us a policy with the lowest rate. Not only that but their staff provides the most exceptional service, especially Chandler Bennett.
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Comprehensive professional protection, tailored to your industry's unique risks and compliance needs.
On average, Artisan Contractor Insurance costs around $1,500 annually; however, individual premiums vary based on several factors:
Premiums reflect risks associated with the artisan's trade, with specialized, high-risk contractors like roofers facing higher costs than basic handymen.
Larger projects with higher contract values typically demand more coverage, leading to increased premiums compared to smaller residential jobs.
Contractors with fewer past claims and strong safety protocols tend to secure lower rates than those with frequent incidents.
Premiums vary based on risk factors in different regions, with contractors working in areas prone to natural disasters generally paying more.
Established artisans with proper licensing and extensive experience often qualify for discounted rates over newcomers with limited track records.
Frequently Asked Questions
Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.
Artisan contractor insurance commonly covers property damage, bodily injury, and personal liability risks related to your contracting work. Policies may include general liability, tools/equipment coverage, and worker's compensation. Coverage details vary but typically protect against third-party claims of negligence. Review policy exclusions carefully and ensure proper limits. Maintain detailed records and safety practices to mitigate risks.
Yes, artisan contractor policies often have restrictions based on project type, complexity, or contract value. Higher-risk projects like structural work may require additional endorsements or separate policies. Clarify coverage limitations with your insurer and disclose project details accurately. Failing to comply with policy terms could void coverage. Regularly review your operations and adjust insurance as needed.
When using subcontractors, require proof of their own general liability and worker's compensation insurance to maintain your coverage. Subcontractors should be explicitly named in your policy. Monitor subcontractor policies and ensure adequate limits. Keep detailed records of all subcontracted work. Promptly notify your insurer about changes. Following proper risk management practices protects your business's interests.
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For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.
Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.
Join the hundreds of businesses who trust us with their most critical insurance needs.
