Commercial Real Estate
Robust property coverage securing investments, guests' safety, and tranquility for commercial real estate owners.
With deep industry expertise, we tailor coverage to unique CRE risks.
With over 40 years securing commercial properties, our seasoned real estate specialists bring profound understanding of industry exposures. Collaborating closely, we tailor coverages shielding against contractor disputes, environmental liabilities, and tenant lawsuits while proactively monitoring regulatory shifts. Our enduring partnership approach ensures continually evolving safeguards empower your real estate portfolio's expansion with confidence.
Certified risk management experts guide property protection for developers, owners, and property managers across commercial real estate assets. Meticulous tracking of zoning laws, building codes, and environmental regulations drives proactive safeguards against third-party injuries, structural damages, and environmental liabilities for comprehensive risk mitigation.
Transcending basic policies, our tailored solutions safeguard commercial real estate. From property losses to liability claims and business interruption to environmental hazards, we ensure comprehensive coverage leaves no vulnerabilities, granting you unparalleled peace of mind.
Hear from our customers
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Have been a client for almost 7 years. Kristina catches the phone on the first ring, makes me feel like I am the most important call of her day and always goes the extra mile to meet my needs or solve my problem. She is a keeper!!! She makes TWFG Khan Insurance Services better!!!!
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My Company CDS Protective Services LLC was in need of insurance and I was so frustrated that other companies had not getting back with me. I called Kristina on a late afternoon and had it all taken care of by the next morning. Kristina was knowledgeable and explained everything to me on the phone.
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Our company was in need of insurance and we were frustrated through other companies not getting back with us. I called Sameer on a late afternoon and had it all taken care of by 11:00 the next morning. He was knowledgeable and explained everything on the phone.
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TWFG Khan Insurance Services assisted our small family owned trucking company with commercial insurance in our first year of business. They were able to get us with the best company that would provide us a policy with the lowest rate. Not only that but their staff provides the most exceptional service, especially Chandler Bennett.
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Comprehensive professional protection, tailored to your industry's unique risks and compliance needs.
• Covers physical damageto buildings, equipment, and inventory from fire, storms, vandalism, and other perils.
• Includes losses from natural disasterslike earthquakes, floods, and hurricanes in designated high-risk areas.
• Protects outdoor itemslike landscaping, fencing, signage, and parking lots from covered events.
• Offers business interruption coveragefor lost income and expenses during restoration periods.
• Provides legal defensefor lawsuits involving bodily injury or property damage to others.
• Covers medical expensesfor injuries sustained by visitors or customers on premises.
• Includes product liability protectionfor goods manufactured, sold, or distributed by the business.
• Offers coverage for advertising injurieslike libel, slander, and copyright infringement claims.
• Covers vehicles ownedor leased by the business for liability and physical damage.
• Includes hired and non-owned auto liabilityfor vehicles used for business purposes.
• Offers coverage for vehicle repairsafter accidents, theft, vandalism, or natural disasters.
• Provides uninsured/underinsured motorist protectionfor injuries caused by uninsured or underinsured drivers.
• Replaces lost incomedue to a covered property loss or business interruption.
• Covers operating expenseslike payroll, taxes, and loan payments during restoration.
• Includes extra expense coveragefor temporary relocation, equipment rental, and other expenses.
• Offers extended period of indemnityfor income losses after operations resume.
On average, Commercial Real Estate insurance costs around $5,000 annually; however, individual premiums vary based on several factors:
Properties with higher risks, like hotels or industrial sites, face increased premiums due to complex liability exposure and operational hazards.
Older buildings constructed with outdated materials may incur costlier insurance rates to account for higher maintenance needs and potential code violations.
Properties in areas prone to natural disasters or high crime rates typically have steeper premiums to mitigate potential claims and liabilities.
Properties with robust safety protocols, security systems, and risk management plans often qualify for discounted rates due to reduced claim likelihood.
Higher occupancy levels and tenant activities with increased liability exposure, like restaurants or manufacturing, can lead to pricier insurance requirements.
Frequently Asked Questions
Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.
Commercial property insurance typically covers damage to your buildings and contents from covered perils like fire, wind, and vandalism. Coverage levels depend on policy limits, deductibles, and exclusions. Ensure you have adequate limits for replacement costs and understand exclusions like floods or earthquakes. Review with your agent regularly as values change. Implementing safety measures can help manage risks and premiums.
General liability insurance provides coverage for third-party injuries or property damage occurring on your premises due to negligence. However, policies often exclude certain risks like lead or mold. Coverage limits and deductibles apply. Implementing safety protocols, proper maintenance, and clearly displaying warnings help mitigate risks. Regularly reviewing coverage with professionals ensures you remain sufficiently protected.
Business interruption insurance covers lost income and operating expenses if your operations are suspended due to a covered event. Implementing disaster plans, backup systems, and safety protocols helps reduce the likelihood and duration of interruptions. Stay prepared with updated valuations, documented contingency procedures, and offsite data backups. Working closely with your insurer helps ensure appropriate coverage is in place.
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For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.
Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.
Join the hundreds of businesses who trust us with their most critical insurance needs.
