Airbnb Insurance

Our specialized Airbnb insurance solutions provide comprehensive coverage tailored to the unique challenges faced by hosts. Whether you're renting out a single room or managing multiple properties, we ensure you're protected against all.

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Custom-tailored policies for all risks

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Emergency contact number
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24/7 Claims
Why Us?

Why Choose TWFG Commercial for Airbnb Insurance?

  • Expert Legal & Insurance Support – Specialists in short-term rental liability and coverage.
  • Tailored Airbnb Insurance Solutions – Customizable policies based on property type and rental frequency.
  • Efficient Claims Process – Quick claim resolutions with legal backing if disputes arise.
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    Trusted Guidance

    Our team provides personalized legal and insurance counsel, ensuring Airbnb hosts understand their coverage and obligations. We navigate the complexities of short-term rental regulations, protecting you from costly legal and financial pitfalls.

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    Industry Expertise

    With extensive experience in Airbnb-specific claims, we understand the challenges of short-term rentals. Our policies are designed to address unique hosting risks that standard home insurance often neglects.

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    Beyond Basic Coverage

    Unlike generic insurance policies, our Airbnb insurance goes beyond standard homeowner protection. We offer coverage for guest damages, liability claims, and income loss, ensuring your rental business remains secure

    Hear from our customers

    5 etoiles trustpilot

    Have been a client for almost 7 years. Kristina catches the phone on the first ring, makes me feel like I am the most important call of her day and always goes the extra mile to meet my needs or solve my problem. She is a keeper!!! She makes TWFG Khan Insurance Services better!!!!

    Joshua Powers
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    5 etoiles trustpilot

    My Company CDS Protective Services LLC was in need of insurance and I was so frustrated that other companies had not getting back with me. I called Kristina on a late afternoon and had it all taken care of by the next morning. Kristina was knowledgeable and explained everything to me on the phone.

    5 etoiles trustpilot

    Our company was in need of insurance and we were frustrated through other companies not getting back with us. I called Sameer on a late afternoon and had it all taken care of by 11:00 the next morning. He was knowledgeable and explained everything on the phone.

    Susan Truitt
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    5 etoiles trustpilot

    TWFG Khan Insurance Services assisted our small family owned trucking company with commercial insurance in our first year of business. They were able to get us with the best company that would provide us a policy with the lowest rate. Not only that but their staff provides the most exceptional service, especially Chandler Bennett.

    Beulah Gooden
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    Ideal For

    Who needs Airbnb Insurance?

  • Full-Time Hosts Professional Airbnb hosts managing multiple properties.
  • Occasional Hosts Individuals renting their home a few times a year.
  • Vacation Rental Owners Property owners using platforms like Airbnb and Vrbo.
  • Property Managers Those overseeing short-term rental properties on behalf of owners.
  • Real Estate Investors Investors leveraging Airbnb for passive income. – ‍
  • Get a Quote
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    Get Personalised Advice from Airbnb Insurance Experts

    Let our Airbnb Insurance experts analyze your current coverage and identify potential gaps or savings for you.

    Airbnb Insurance Coverage Details

    Comprehensive professional protection, tailored to your industry's unique risks and compliance needs.

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    Property Damage Coverage
  • Covers physical damage caused by guests, vandalism, and accidental incidents.
  • Protection extends to structural damage, furniture, appliances, and fixtures.
  • Includes coverage for fire, water damage, and natural disasters.
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    Personal Liability Coverage
  • Shields against lawsuits for bodily injury or property damage caused by guests.
  • Covers medical costs, legal fees, and settlements.
  • Protection against liability claims from neighbors due to guest disturbances.
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    Loss of Income Protection
  • Covers lost revenue if the property is uninhabitable due to a covered incident.
  • Compensation for cancellations due to repairs or legal restrictions.
  • Coverage for business interruption costs.
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    Theft & Vandalism Coverage
  • Assistance with legal disputes from guest claims or local rental regulations.
  • Coverage for legal fees, court costs, and settlement negotiations.
  • Protection against claims of discrimination, contract violations, or zoning issues.
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    Expertise

    How much does Airbnb Insurance cost?

    On average, Airbnb insurance costs around $500 - $2,500 annually; however, individual premiums vary based on several factors:

    Speak with an Agent
    1
    Property Type & Location

    High-risk areas (e.g., cities with strict Airbnb regulations) have higher premiums.

    2
    Rental Frequency

    Luxury properties or unique rentals (e.g., treehouses, houseboats) require higher coverage.

    3
    Guest Screening Policies

    More guests increase liability risk and impact insurance rates.

    4
    Security Measures

    Properties with surveillance systems, alarms, and fire safety features may receive discounts.

    5
    Claims History

    Previous insurance claims can raise premiums

    Support

    Frequently Asked Questions

    Quick answers to questions you may have. Can’t find what you’re looking for? Contact us here.

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    Start Your Coverage Today

    Join hundreds of businesses who trust us with their Airbnb Insurance - it only takes minutes to begin.

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    Request a Free Quote

    For over a decade, TWFG Khan Insurance Services has been the trusted partner for businesses across Texas and neighboring states. We specialize in complex insurance solutions for maritime, oil & gas, and construction industries where standard coverage isn't enough.

    Don't let gaps in coverage put your business at risk. Our team of specialists will work with you to create a comprehensive protection plan that keeps your business secure and compliant.



    Join the hundreds of businesses who trust us with their most critical insurance needs.

    Ready for the next step?
    Call us at +1 (713) 388-6681 or fill the form.

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